North Jersey Municipal Employee Benefits Fund

Celebrating 30 Years of Membership!

Mission Statement

The goal of the North Jersey Health Insurance Fund (HIF) or Health JIF is to provide a long-term solution to control health benefit costs while providing programs for employees and their families to obtain quality healthcare.

The Fund has accomplished these goals through:
  • More effective management of claims/payments.
  • Negotiating with area providers to lower claim costs.
  • Eliminating or reducing insurance company profit, overhead, and premium taxes etc. A HIF is a public entity owned and controlled by its members. Any surplus is ultimately returned to its members in the form of dividends.
  • Negotiating with national networks for access to primary care physicians, specialists and specialized facilities.
  • Providing support to its members in bargaining unit contract negotiations and plan designs.
  • Employee education and wellness programs.
For information about joining contact the Program Manager Dave Vozza 201-307-8601

We are excited to be entering the Ninth year of our unique and robist Wellness program. Please check out our Wellness page for more information or contact us

Are you interested in long term rate stability for your municipality or school board?

  • The average of the last 5 years' overall rate increase Fund-wide was 1.64%

  • Since the Funds inception in 1993 surplus/dividend returns have averaged about 6.8% of premiums paid.

The NJMEBF serves those eligible public entities that are dedicated to the Funds Philosophy, are active participants and are located in the counties of Morris, Passaic, Sussex, Warren, Essex and those portions of Hunterdon, Somerset and Union north of I-78.

* In 2007 legislation was passed that allows school districts to join with municipalities in a Health Insurance Fund "HIF"

Welcome Township of Jefferson and Borough of Madison, Madison Housing Authority and Town of Boonton  for Medical/Rx coverage!

Current Membership

  • Township of Andover
  • Township of Berkeley Heights
  • Borough of Bloomingdale
  • Town of Boonton
  • Township of Byram
  • Town of Dover
  • Township of Hanover
  • Harding Township
  • Township of Hardyston
  • Township of Jefferson
  • Knowlton Board of Education
  • Kinnelon Borough
  • Borough of Lincoln Park
  • Borough of Madison and Housing Authority
  • Township of Montville
  • Borough of Mountain Lakes
  • Borough of Netcong
  • Town of Newton
  • Township of Pequannock
  • Borough of Prospect Park
  • Township of Randolph
  • Borough of Ringwood
  • Township of Roxbury
  • Sparta Township
  • Township of Wantage
  • Borough of Wharton
  • Township of West Milford
  • Borough of Woodland Park

Use the link below to find out how the NJMEBF benefits you

A Convenience Care Clinic

If you are like many Americans, out of pocket costs like deductible and copays are a part of your world. But the far lower cost you’ll pay for a participating urgent care visits will feel like a relief. Take a look at what you might save:

Non Emergency Service

Average ER cost

Average Urgent Care Cost







Minor Lacerations



Headaches- Migraine and tension



Dave Vozza is ready to work with you and help you navigate the program.
  • © 2003 - 2018 North Jeresey Municipal Municipal Employee Benefits Fund

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